What is your underwriting criteria?

We have created an inclusive, responsible, and employee-friendly underwriting model, driven by a focus on affordability and employment history and the minimization of employer risk. Because we are able to validate employment data with the employer, we can extend more affordable credit to more people than traditional lenders. For those employees who we aren’t able to lend to, our team can send them free referrals to local resources and organizations that can help them through their financial hardship.